insight%201%2F07%20Editorial%202%20Issues%20Monitoring%20Keine%20Bedrohung%20von%20aussen%20%AD%20Fokus%20auf%20innen%204%20Das%20Interview%20Claude%2DAlain%20Margelisch%2C%20Vice%2DPr%E9sident%20du%20Comit%E9%20ex%E9cutif%207%20Neues%20Bundesgesetz%20Bundesgesetz%20%FCber%20die%20kollektiven%20Kapitalanlagen%20%28KAG%29%207%20Strukturierte%20Produkte%20Neue%20Selbstregulierung%20Schweizerische%20Bankiervereinigung%20Aeschenplatz%207%20Postfach%204182%20CH%2D%204002%20Basel%20T%20%2B41%2061%20295%2093%2093%20F%20%2B41%2061%20272%2053%2082%20office%40sba%2Ech%20www%2Eswissbanking%2Eorg%20Juni%202007%20Die%20Schweiz%20braucht%20einen%20starken%20und%20wettbewerbsf%E4higen%20Finanzplatz%3B%20auch%20in%20Zukunft%21%20Daf%FCr%20setzt%20sich%20die%20Schweizerische%20Bankiervereinigung%20kompromisslos%20ein%2E%20Seit%20dem%20Erscheinen%20der%20letzten%20Ausgabe%20von%20insight%20im%20November%202006%20ist%20sehr%20viel%20auf%20unterschiedlichsten%20Gebieten%20geschehen%2C%20sei%20es%20im%20Bereich%20der%20Ausbildung%2C%20im%20Bereich%20der%20Regulierung%20und%20der%20Gesetzgebung%2E%20Aber%20auch%20im%20Bereich%20der%20nationalen%20und%20internationalen%20Pr%E4senz%20konnten%20wir%20wichtige%20Impulse%20einbringen%20und%20klare%20Positionen%20abgeben%2E%20Sie%20erhalten%20mit%20der%20Lekt%FCre%20des%20vorliegenden%20insight%20einen%20%DCberblick%20%FCber%20einige%20der%20aktuellen%20Dossiers%20und%20T%E4tigkeiten%20der%20Schweizerischen%20Bankiervereinigung%2E%20Dass%20die%20Schweiz%20auch%20in%20Zukunft%20einen%20starken%20Finanzplatz%20braucht%2C%20hat%20unl%E4ngst%20auch%20der%20Gesetzgeber%20bemerkt%2E%20Mit%20dem%20neuen%20Bundesgesetz%20%FCber%20die%20kollektiven%20Kapitalanlagen%20%28KAG%29%20wurde%20die%20wichtige%20Basis%20geschaffen%2C%20um%20die%20Schweiz%20f%FCr%20alternative%20Kapitalanlagen%2C%20also%20z%2EB%2E%20Hedge%20Funds%2C%20attraktiver%20zu%20machen%2E%20Mit%20den%20neuen%20steuerbefreiten%20Rechtsformen%20wurde%20tats%E4chlich%20ein%20wichtiger%20Schritt%20in%20die%20richtige%20Richtung%20gemacht%2E%20Aber%20eben%20nur%20ein%20Schritt%2E%20Im%20Bereich%20der%20Besteuerung%20des%20Managements%20wurde%20leider%20nichts%20unternommen%2E%20Manager%20von%20Hedge%20Funds%20werden%20somit%20in%20der%20Schweiz%20nach%20allgemeinen%20Steuers%E4tzen%20belastet%2E%20Solange%20diese%20Steuers%E4tze%20in%20Grossbritannien%20oder%20in%20den%20USA%20deutlich%20geringer%20sind%2C%20ist%20es%20naiv%2C%20anzunehmen%2C%20Fondsverwalter%20w%FCrden%20die%20Schweiz%20allein%20aufgrund%20unserer%20sch%F6nen%20Natur%20oder%20unseres%20sympathischen%20Wesens%20als%20Domizil%20vorziehen%2E%20Die%20Schweiz%20hat%20damit%20ganz%20klar%20das%20Nachsehen%20im%20internationalen%20Standortwettbewerb%2E%20Wir%20m%FCssen%20alles%20daransetzen%2C%20den%20eingeschlagenen%20Weg%20fortzuf%FChren%20und%20nicht%20beim%20ersten%20Schritt%20stehen%20zu%20bleiben%21%20Pierre%20G%2E%20Mirabaud%20Pr%E4sident%20der%20Schweizerischen%20Bankiervereinigung%20 %20%202%2010%20Jahre%20SwissBanking%20online%21%20Als%20einer%20der%20ersten%20Verb%E4nde%20in%20der%20Schweiz%20betreibt%20SwissBanking%20seit%20knapp%2010%20Jahren%20eine%20Website%2C%20die%20von%20zahlreichen%20Interessenten%20aus%20dem%20In%2D%20und%20Ausland%20rege%20benutzt%20wird%2E%20Auf%20www%2Eswissbanking%2Eorg%20finden%20sich%20nebst%20aktuellen%20Themen%20zum%20Finanzplatz%20diverse%20Dossiers%20%FCber%20das%20Bankkundengeheimnis%2C%20die%20Selbstregulierung%2C%20die%20Geldw%E4schereibek%E4mpfung%2C%20Fragen%20der%20Beziehung%20zu%20Europa%20oder%20Hinweise%20und%20Informationen%20zur%20Ausbildung%20im%20Bankenbereich%2E%20Gerade%20j%FCngst%20hat%20eine%20renommierte%20Zeitschrift%20im%20Bereich%20der%20neuen%20Medien%20den%20SwissBankingWebauftritt%20als%20gutes%20Beispiel%20f%FCr%20moderne%20Darbietung%20von%20n%FCtzlicher%20Information%20gew%FCrdigt%2E%20Im%20kundenfreundlichen%20Shop%20stehen%20s%E4mtliche%20Selbstregulierungen%20und%20nat%FCrlich%20weitere%20Publikationen%20zur%20Verf%FCgung%2E%20Die%20Betreuung%20erfordert%20hohe%20Aufmerksamkeit%20in%20publizistischer%2C%20grafischer%20und%20technologischer%20Hinsicht%2E%20Nebst%20der%20besucherst%E4rksten%20Hauptwebsite%20betreibt%20das%20SwissBanking%2DWebdepartement%20auch%20weitere%20Informationssites%20wie%20z%2EB%2E%20www%2Ejuniorbank%2Ech%2C%20eine%20Plattform%20speziell%20f%FCr%20Sch%FClerinnen%20und%20Sch%FCler%20im%20Alter%20zwischen%2016%20und%2019%20Jahren%2C%20oder%20www%2Eswissfinanceinstitute%2Ech%2C%20die%20offizielle%20Website%20des%20neu%20gegr%FCndeten%20Swiss%20Finance%20Institutes%2E%20Den%20Mitarbeiterinnen%20und%20Mitarbeitern%20von%20SwissBanking%20stehen%20zudem%20zahlreiche%20Informationen%20auf%20dem%20betriebsinternen%20Intranet%20zur%20Verf%FCgung%2E%20Gesch%FCtztes%20Webportal%20Auch%20den%20Mitarbeitenden%20der%20Mitgliedsinstitute%20stehen%20exklusiv%20auf%20einem%20gesch%FCtzten%20Webportal%20eine%20Reihe%20von%20Informationen%20offen%2E%20Seit%20letztem%20Jahr%20besteht%20in%20diesem%20Rahmen%20zus%E4tzlich%20eine%20sogenannte%20%ABClosed%20User%20Group%BB%20%28CUG%29%20speziell%20f%FCr%20die%20rund%20400%20Bankenvertreter%2C%20die%20in%20Gruppen%20oder%20Kommissionen%20von%20SwissBanking%20t%E4tig%20sind%2E%20Dort%20lassen%20sich%20Dokumente%20und%20Informationen%20von%20einer%20webbasierten%20Plattform%20herunterladen%2C%20austauschen%20und%20verarbeiten%2E%20Die%20CUG%20erlaubt%20es%20den%20Mitgliedern%2C%20Dokumente%20interaktiv%20f%FCr%20die%20anderen%20Mitglieder%20der%20jeweiligen%20Gruppe%20sichtbar%20zu%20kommentieren%2E%20Dabei%20geniesst%20die%20Sicherheit%20der%20Daten%20einen%20hohen%20Stellenwert%2E%20alexandra%2Earni%40sba%2Ech%20ssues%20Monitoring%20Keine%20Bedrohung%20von%20aussen%20%AD%20Fokus%20auf%20innen%20I%20Analysiert%20man%20die%20Thematisierung%20des%20Finanzplatzes%20Schweiz%20in%20ausgew%E4hlten%20Schweizer%20Medien%20in%20den%20letzten%20Jahren%2C%20tritt%20eine%20interessante%20Entwicklung%20zutage%2E%20Zur%20Analyse%20wurden%20alle%20Artikel%20seit%20September%202001%20mit%20einem%20Finanzplatzbezug%20in%20fiskalische%2C%20regulative%20und%20Dienstleistungsissues%20unterteilt%2E%20In%20der%20Grafik%20wird%20deutlich%2C%20dass%20Dienstleistungsissues%20wie%20z%2EB%2E%20Geb%FChren%20oder%20allgemeine%20Konditionen%20seit%20gut%20zwei%20Jahren%20in%20der%20medialen%20Aufmerksamkeit%20auf%20Kosten%20der%20fiskalischen%20Themen%20zugenommen%20haben%2E%20Dies%20liegt%20vermutlich%20weniger%20an%20einem%20schlechter%20gewordenen%20Service%20der%20Banken%20als%20vielmehr%20am%20Umstand%2C%20dass%20wegen%20der%20geringeren%20%ABBedrohungslage%20von%20aussen%BB%20%28Abschluss%20Bilaterale%20II%20und%20Wahrung%20des%20Bankkundengeheimnisses%29%20der%20Fokus%20in%20der%20Berichterstattung%20%FCber%20unsere%20Branche%20auf%20andere%20Themen%20%FCbergegriffen%20hat%2E%20Diesen%20Umstand%20gilt%20es%20nun%20weiter%20zu%20beobachten%2C%20birgt%20er%20doch%20bei%20tendenziell%20eher%20negativen%20Reputationswerten%20die%20Gefahr%20einer%20Akzeptanzminderung%20f%FCr%20grunds%E4tzliche%20Anliegen%20des%20Finanzplatzes%2E%20thomas%2Esutter%40sba%2Ech%20insight%201%5F07%20 %20%203%20La%20Coupole%203%20Fragen%20an%20Walter%20von%20Wyl%2C%20UBS%20AG%2C%20Pr%E4sident%20der%20Kommission%20f%FCr%20Steuern%20und%20Finanzfragen%20von%20SwissBanking%20Wie%20setzt%20sich%20die%20Kommission%20zusammen%3F%20Lobbying%20in%20montagna%20Flims%2C%20autunno%202006%20%AD%20Dopo%20Ginevra%20e%20Lugano%20Flims%20%E8%20la%20terza%20localit%E0%20ad%20aver%20ospitato%20una%20sessione%20extramuros%20delle%20Camere%20federali%2E%20Public%20Affairs%20Svizzera%20%28PACH%29%20dell%27Associazione%20svizzera%20dei%20banchieri%20%28ASB%29%20ha%20accompagnato%20i%20parlamentari%20elvetici%20anche%20in%20questa%20%ABcapitale%BB%20piuttosto%20decentrata%20e%2C%20con%20l%27aiuto%20del%20servizio%20informatico%20dell%27ASB%2C%20ha%20installato%20il%20proprio%20ufficio%20in%20uno%20chalet%20dall%27arredamento%20a%20dir%20poco%20semplice%2E%20L%27obiettivo%20di%20un%20grande%20evento%20%ABeye%20opening%BB%20dell%27ASB%20era%20quello%20di%20fornire%20ai%20parlamentari%20stimoli%20positivi%20in%20vista%20del%20futuro%20presentando%20loro%20l%27universo%20delle%20nuove%20tecnologie%20provenienti%20da%20Cina%20e%20India%20e%20proponendo%20incontri%20con%20giovanissimi%20imprenditori%20svizzeri%2E%20Ad%20accogliere%20i%20numerosi%20ospiti%20vi%20erano%20dei%20film%20di%20animazione%2C%20suoni%20asiatici%20in%20sottofondo%20e%20delizie%20cinesi%2E%20Interessanti%20presentazioni%20fornite%20da%20Hans%20Roth%2C%20il%20nostro%20console%20generale%20ad%20Hong%20Kong%2C%20da%20un%20professore%20del%20Politecnico%20di%20Zurigo%2C%20da%20giovanissimi%20imprenditori%20svizzeri%20e%20da%20BrainStore%20hanno%20illustrato%20come%20la%20Svizzera%20pu%F2%20affrontare%20con%20successo%20le%20sfide%20attuali%2E%20Una%20miriade%20di%20eventi%20ha%20scatenato%20una%20lotta%20per%20conquistare%20il%20favore%20dei%20parlamentari%2E%20Siamo%20pertanto%20fieri%20di%20aver%20accolto%20durante%20l%27evento%20circa%2040%20deputati%20svizzeri%20di%20tutti%20gli%20schieramenti%20politici%2E%20Oltre%20a%20regolari%20e%20numerosi%20contatti%20e%20attivit%E0%2C%20dal%20punto%20di%20vista%20delle%20banche%20politicamente%20la%20%ABSessiun%BB%20%E8%20stata%20caratterizzata%20dal%20quasi%20commercio%20di%20titoli%2E%20kuno%2Ehaemisegger%40sba%2Ech%20Die%20Kommission%20setzt%20sich%20aus%20Vertretern%20aller%20Bankengruppen%20zusammen%2E%20F%FCr%20eine%20effiziente%20und%20erfolgreiche%20Arbeit%20der%20Kommission%20von%20grosser%20Bedeutung%20ist%2C%20dass%20alle%20Sprachgruppen%20vertreten%20sind%20und%20dass%20die%20Mitglieder%20ihr%20berufliches%20Spezialwissen%20als%20Steuerexperten%2C%20Juristen%2C%20Buchhalter%2C%20Kundenbetreuer%20usw%2E%20zur%20Verf%FCgung%20stellen%2E%20Was%20waren%20Schwerpunkte%20der%20Arbeit%20in%20den%20letzten%20Jahren%3F%20Zwei%20Bereiche%2C%20die%20uns%20noch%20immer%20intensiv%20besch%E4ftigen%2C%20wurden%20vom%20Ausland%20den%20Banken%20in%20der%20Schweiz%20aufgedr%E4ngt%3A%20Das%20System%20des%20Qualified%20Intermediary%20%28QI%29%20hat%20die%20Investitionen%20in%20US%2Damerikanische%20Wertschriften%20im%20Bereich%20Kundendokumentation%20und%20Meldeverfahren%20radikal%20ver%E4ndert%2C%20und%20die%20Einf%FChrung%20der%20EU%2DZinsbesteuerung%20hat%20dazu%20gef%FChrt%2C%20dass%20eine%20Art%20Besteuerungskontrolle%20f%FCr%20nat%FCrliche%20Personen%20mit%20Wohnsitz%20in%20einem%20der%2027%20EU%2DMitgliedstaaten%20vorgenommen%20werden%20muss%2E%20In%20beiden%20Gebieten%20ging%20es%20insbesondere%20darum%2C%20den%20Schutz%20der%20Privatsph%E4re%20der%20Bankkunden%20mit%20den%20gesetzlichen%20und%20vertraglichen%20Auflagen%20in%20Einklang%20zu%20bringen%2E%20Wie%20sehen%20die%20Perspektiven%20bez%FCglich%20der%20aktuellen%20Dossiers%20aus%3F%20Programmes%20de%20paiements%20du%20SEPA%20Les%20banques%20suisses%20offrent%20une%20large%20gamme%20de%20produits%20et%20de%20prestations%20pour%20les%20paiements%20dans%20le%20monde%20entier%2E%20L%27accent%20est%20mis%20actuellement%20sur%20la%20participation%20des%20banques%20suisses%20aux%20programmes%20de%20paiements%20du%20SEPA%20%28Single%20Euro%20Payments%20Area%29%2E%20La%20mise%20en%20place%20du%20SEPA%20fait%20suite%20au%20lancement%20en%201999%20du%20syst%E8me%20de%20compensation%20TARGET%20pour%20les%20paiements%20de%20grands%20montants%20en%20Europe%2C%20syst%E8me%20dans%20lequel%20les%20banques%20suisses%20ont%20particip%E9%20d%E8s%20le%20d%E9but%2E%20A%20pr%E9sent%2C%20l%27id%E9e%20d%27inclure%20notre%20pays%2C%20dans%20le%20SEPA%20repose%20sur%20les%20raisons%20suivantes%3A%20%B7%20la%20position%20g%E9ographique%20de%20la%20Suisse%2C%20uniquement%20entour%E9e%20de%20pays%20membres%20de%20l%27UE%20ou%20de%20l%27EEE%2C%20implique%20une%20int%E9gration%20dans%20ce%20domaine%3B%20%B7%20la%20relation%20commerciale%20tr%E8s%20%E9troite%20entre%20la%20Suisse%20et%20les%20pays%20de%20l%27UE%20%2F%20EEE%20illustre%20cette%20n%E9cessit%E9%20%28importations%20ou%20exportations%20plus%20de%2060%25%29%3B%20%B7%20le%20volume%20tr%E8s%20important%20de%20ces%20%E9changes%20de%20biens%20commerciaux%20souligne%20l%27importance%20d%27un%20bon%20fonctionnement%20de%20syst%E8mes%20de%20paiements%20capables%20de%20soutenir%20les%20flux%20de%20r%E8glements%20entre%20l%27UE%20%2F%20EEE%20et%20la%20Suisse%2E%20Nach%20wie%20vor%20beobachten%20wir%20sorgf%E4ltig%20die%20Entwicklungen%20im%20Ausland%2C%20soweit%20sie%20einen%20Einfluss%20auf%20das%20Bankkundengeheimnis%20haben%20k%F6nnten%2E%20In%20der%20Schweiz%20w%E4re%20es%20w%FCnschenswert%2C%20wenn%20das%20Dauerthema%20%ABgewerbsm%E4ssiger%20Wertpapierh%E4ndler%BB%20einer%20nachhaltigen%20L%F6sung%20zugef%FChrt%20werden%20k%F6nnte%2C%20die%20dem%20Grundsatz%20der%20Steuerfreiheit%20des%20privaten%20Kapitalgewinnes%20umfassend%20Rechnung%20tr%E4gt%2E%20Die%20Umsetzung%20des%20neuen%20Bundesgesetzes%20%FCber%20die%20kollektiven%20Kapitalanlagen%20ist%20im%20Steuerbereich%20an%20die%20Hand%20zu%20nehmen%20und%20die%20Mehrwertsteuerreform%20muss%20im%20Vernehmlassungsverfahrensprozess%20begleitet%20werden%2E%20Un%20avis%20de%20droit%20a%20%E9t%E9%20%E9labor%E9%20%E0%20la%20demande%20des%20banques%20suisses%20pour%20conna%EEtre%20la%20compatibilit%E9%20juridique%20des%20dispositions%20en%20Suisse%20avec%20celles%20de%20l%27Union%20europ%E9enne%2E%20Il%20s%27est%20av%E9r%E9%20que%20les%20experts%20n%27ont%20pas%20d%E9cel%E9%20d%27obstacles%20juridiques%20majeurs%20qui%2C%20en%20mati%E8re%20de%20paiement%2C%20entra%EEneraient%20un%20dysfonctionnement%20des%20paiements%20entre%20la%20Suisse%20et%20l%27Union%20europ%E9enne%2E%20Les%20questions%20techniques%20sont%20ma%EEtris%E9es%2E%20Les%20r%E8gles%20du%20GAFI%20%28Groupe%20d%27actions%20financi%E8res%20contre%20le%20blanchiment%20de%20fonds%29%20sont%20par%20ailleurs%20applicables%20par%20les%20deux%20parties%2C%20avec%20communications%20des%20donn%E9es%20du%20donneur%20d%27ordre%2E%20La%20mise%20en%20place%20du%20SEPA%20devrait%20selon%20l%27EU%20b%E9n%E9ficier%20au%20client%20final%20d%27un%20paiement%2C%20puisqu%27elle%20aura%20pour%20effet%20de%20diminuer%20les%20marges%20bancaires%20dans%20le%20domaine%20du%20trafic%20des%20paiements%20de%20masse%20de%20peu%20de%20valeur%2C%20en%20euro%2E%20germain%2Ehennet%40sba%2Ech%20insight%201%5F07%20 %20%204%20Interview%3A%20Regarder%20au%2Ddel%E0%20des%20fronti%E8res%20Claude%2DAlain%20Margelisch%2C%20Vice%2DPr%E9sident%20du%20Comit%E9%20ex%E9cutif%20de%20l%60ASB%20Il%20parle%20de%20l%27engagement%20international%20de%20l%27ASB%2E%20Monsieur%20Margelisch%2C%20pourquoi%20l%27Association%20suisse%20des%20banquiers%20s%27engage%2Dt%2Delle%20%E0%20l%27%E9tranger%3F%20Ne%20devrait%2Delle%20pas%20plut%F4t%20se%20concentrer%20sur%20la%20Suisse%3F%20de%20nombreuses%20organisations%20internationales%20ou%20supranationales%20en%20vue%20d%27y%20repr%E9senter%20les%20int%E9r%EAts%20de%20la%20Place%20financi%E8re%20helv%E9tique%2C%20par%20exemple%20comme%20membre%20de%20plein%20droit%20de%20la%20F%E9d%E9ration%20bancaire%20de%20l%27Union%20europ%E9enne%2E%20Quelle%20est%20la%20marge%20de%20manoeuvre%20dont%20dispose%20l%27Association%20suisse%20des%20banquiers%20au%20sein%20de%20l%27UE%20ou%20aux%20Etats%2DUnis%3F%20Peut%2Delle%20vraiment%20exercer%20une%20influence%20sur%20ces%20Etats%3F%20Il%20va%20sans%20dire%20que%20notre%20engagement%20porte%20avant%20tout%20sur%20le%20maintien%20de%20conditions%2Dcadre%20stables%20pour%20la%20Place%20financi%E8re%20helv%E9tique%2E%20Or%2C%20la%20Suisse%20n%27est%20pas%20une%20%EEle%2E%20Loin%20de%20l%E0%21%20D%27o%F9%20l%27importance%20croissante%20des%20aspects%20internationaux%20du%20monde%20de%20la%20finance%20pour%20nos%20banques%2E%20Plus%20de%20la%20moiti%E9%20des%20actifs%20sous%20gestion%20provient%20de%20l%27%E9tranger%2E%20Les%20conditions%2Dcadre%20sur%20les%20march%E9s%20internationaux%20influencent%20donc%20de%20plus%20en%20plus%20les%20activit%E9s%20des%20banques%20suisses%2E%20C%27est%20pourquoi%20nous%20ne%20pouvons%20pas%20nous%20restreindre%20seulement%20%E0%20la%20situation%20sur%20le%20march%E9%20indig%E8ne%2C%20mais%20devons%20regarder%20au%2Ddel%E0%20de%20nos%20fronti%E8res%2E%20Le%20terme%20%ABEtranger%BB%20est%20vaste%2E%20Dans%20quels%20pays%20l%27ASB%20est%2Delle%20active%3F%20Les%20Etats%20qui%20sont%20int%E9ressants%20pour%20notre%20industrie%20financi%E8re%20constituent%20notre%20premi%E8re%20priorit%E9%2E%20L%27Union%20europ%E9enne%20est%20bien%20s%FBr%20au%20centre%20de%20nos%20pr%E9occupations%2E%20Au%20sein%20de%20l%27Europe%2C%20nous%20nous%20concentrons%20avant%20tout%20sur%20l%27Allemagne%2C%20la%20Grande%2DBretagne%2C%20le%20Luxembourg%2C%20la%20France%20et%20l%27Italie%2E%20Cela%20dit%2C%20nous%20%E9largissons%20ce%20cercle%20si%20la%20situation%20le%20requiert%2E%20En%20dehors%20de%20l%27Europe%2C%20nous%20nous%20engageons%20depuis%20tr%E8s%20longtemps%20aux%20Etats%2DUnis%20et%2C%20il%20y%20a%20quelques%20ann%E9es%2C%20nous%20y%20avons%20ajout%E9%20l%27Asie%2E%20J%27aimerais%20aussi%20souligner%20que%20notre%20engagement%20%E0%20l%27%E9chelle%20mondiale%20ne%20se%20cantonne%20pas%20uniquement%20aux%20Etats%20ou%20aux%20communaut%E9s%20d%27Etats%2E%20En%20effet%2C%20nous%20op%E9rons%20%E9galement%20au%20sein%20Pinboard%20La%20Suisse%20n%27%E9tant%20pas%20membre%20de%20l%27Union%20europ%E9enne%2C%20nous%20ne%20sommes%20certes%20pas%20en%20mesure%20d%27influencer%20directement%20le%20cours%20de%20la%20politique%2E%20Mais%20nous%20pouvons%20faire%20entendre%20notre%20voix%20ou%20cr%E9er%20des%20alliances%20importantes%20gr%E2ce%20%E0%20des%20activit%E9s%20de%20lobbying%20cibl%E9es%2E%20Dans%20ce%20contexte%2C%20et%20pour%20rester%20dans%20le%20cadre%20de%20l%27UE%2C%20nous%20effectuons%20depuis%20plusieurs%20ann%E9es%20des%20visites%20aupr%E8s%20de%20certains%20membres%20de%20la%20Commission%20europ%E9enne%20et%20de%20leurs%20directions%20g%E9n%E9rales%2C%20des%20autorit%E9s%20de%20surveillance%20%E9trang%E8res%20ou%20rencontrons%20les%20m%E9dias%20locaux%20pour%20discuter%20de%20th%E8mes%20d%27actualit%E9%20en%20relation%20avec%20la%20profession%20bancaire%2E%20Cela%20nous%20permet%20de%20nouer%20de%20pr%E9cieux%20contacts%20et%20d%27instaurer%20un%20dialogue%20r%E9gulier%20avec%20ces%20instances%2E%20Il%20est%20en%20effet%20fondamental%20pour%20l%27ASB%20de%20pouvoir%20rencontrer%20ces%20personnalit%E9s%20sur%20une%20base%20r%E9guli%E8re%2C%20m%EAme%20si%20nous%20n%27avons%20pas%20de%20probl%E8mes%20particuliers%20%E0%20r%E9gler%2E%20Par%20ailleurs%2C%20cela%20nous%20permet%20de%20mettre%20sur%20pied%20des%20s%E9minaires%20ou%20de%20discuter%20des%20questions%20concr%E8tes%20int%E9ressant%20les%20march%E9s%20financiers%20internationaux%2E%20Ainsi%2C%20des%20repr%E9sentants%20haut%20plac%E9s%20de%20la%20City%20de%20Londres%20se%20r%E9uniront%20avec%20des%20repr%E9sentants%20de%20la%20Place%20financi%E8re%20suisse%20en%20juillet%20prochain%20%E0%20Zurich%2E%20Nous%20appliquons%20le%20m%EAme%20processus%20dans%20tous%20les%20Etats%20o%F9%20nous%20d%E9ployons%20une%20activit%E9%2E%20Ainsi%2C%20les%20objectifs%20que%20Krisenbew%E4ltigung%3A%20Business%20Continuity%20Planning%20%28BCP%29%20Drohende%20globale%20Krisen%2C%20wie%20beispielsweise%20Pandemien%2C%20haben%20die%20BIZ%20dazu%20bewogen%2C%20im%20Dezember%202006%20ein%20entsprechendes%20Dokument%20%ABHigh%20Level%20Principles%20for%20Business%20Continuity%BB%20zu%20publizieren%2E%20Eine%20Arbeitsgruppe%20der%20SNB%20hat%20ihrerseits%20im%20Januar%202007%20ein%20%ABBusiness%20Continuity%20Planning%BB%20f%FCr%20den%20Finanzplatz%20Schweiz%20erarbeitet%2E%20Diese%20beiden%20Dokumente%20zielen%20auf%20den%20Erhalt%20eines%20m%F6glichst%20st%F6rungsfreien%20Finanzsystems%20und%20auf%20eine%20entsprechende%20Koordination%20mit%20den%20Beh%F6rden%20ab%2E%20Die%20EBK%20hat%20nun%20von%20den%20Schweizer%20Banken%20ebenfalls%20Massnahmen%20in%20diesem%20Bereich%20gefordert%2E%20Die%20meisten%20Banken%20sind%20jedoch%20in%20den%20BCP%2DVorbereitungen%20bereits%20sehr%20weit%20fortgeschritten%2E%20SwissBanking%20konnte%20deshalb%20relativ%20rasch%20eine%20Arbeitsgruppe%20zusammenstellen%20und%20der%20EBK%20ein%20entsprechendes%20Papier%20vorlegen%2E%20Es%20handelt%20sich%20dabei%20um%20generelle%20Empfehlungen%2E%20Ziel%20dieser%20Empfehlungen%20ist%20die%20Sicherstellung%20der%20Funktionsf%E4higkeit%20der%20wichtigsten%20Prozesse%20innerhalb%20der%20Bank%20im%20Falle%20einer%20gr%F6sseren%20Krise%2E%20Die%20konkrete%20Umsetzung%20der%20neuen%20Empfehlungen%20obliegt%20den%20einzelnen%20Instituten%2E%20Die%20Empfehlungen%20von%20SwissBanking%20sollten%20im%20Sommer%202007%20verabschiedet%20und%20publiziert%20werden%2E%20germain%2Ehennet%40sba%2Ech%20Transparenz%20in%20der%20Weiterbildungslandschaft%20Die%20Inkraftsetzung%20des%20neuen%20Berufsbildungsgesetzes%20%28BBG%29%20im%20Jahr%202004%20und%20die%20Umsetzung%20der%20Bologna%2DDeklaration%20an%20den%20schweizerischen%20Hochschulen%20mit%20der%20Einf%FChrung%20des%20zweistufigen%20Studiensystems%20%28Bachelor%2C%20Master%29%20sowie%20des%20europaweit%20geltenden%20Kreditpunktesystems%20ECTS%20f%FCr%20die%20Anrechenbarkeit%20von%20Studienleistungen%20haben%20im%20Bildungswesen%20in%20den%20letzten%20Jahren%20zu%20einem%20fundamentalen%20Umbruch%20gef%FChrt%2E%20Vor%20allem%20das%20Spektrum%20an%20Lehrg%E4ngen%20und%20Bildungsangeboten%20im%20berufsorientierten%20Weiterbildungsbereich%20hat%20sich%20sehr%20stark%20ausgeweitet%2E%20Bereits%202004%20hat%20die%20Schweizerische%20Bankiervereinigung%20ihre%20Weiterbildungsstrategie%20im%20nicht%20universit%E4ren%20Bereich%20%FCberarbeitet%2E%20Gest%FCtzt%20darauf%20wurden%20zwei%20Hauptwege%20f%FCr%20die%20erste%20Weiterbildungsstufe%20Bank%20und%20Finanz%20geschaffen%3A%20die%20H%F6here%20Fachschule%20Bank%20und%20Finanz%20HFBF%20sowie%20berufsbegleitende%20FachhochschulBachelors%20Betriebs%F6konomie%20mit%20Vertiefung%20Bank%20und%20Finanz%2E%20Aufgrund%20der%20zunehmenden%20Anzahl%20von%20bankund%20finanzbezogenen%20Bildungsg%E4ngen%2C%20insbesondere%20im%20Weiterbildungsbereich%20an%20Fachhochschulen%2C%20befasst%20sich%20SwissBanking%20nach%20umfassenden%20Vorarbeiten%20nun%20mit%20M%F6glichkeiten%20zur%20Verbesserung%20von%20Transparenz%20und%20%DCbersichtlichkeit%20in%20der%20Weiterbildungslandschaft%2E%20Bereits%20heute%20enth%E4lt%20die%20Website%20von%20SwissBanking%20%28www%2Eswissbanking%2Eorg%29%20ausf%FChrliche%20Informationen%20zum%20Grund%2D%20und%20Weiterbildungsbereich%2E%20Ab%20Sommer%202007%20werden%20die%20bankund%20finanzrelevanten%20Bildungsangebote%20noch%20%FCbersichtlicher%2C%20benutzerfreundlicher%20und%20abgestimmt%20auf%20die%20neuen%20Gegebenheiten%20im%20Bildungswesen%20erscheinen%2E%20daniela%2Estrohmeier%40sba%2Ech%20insight%201%5F07%20 %20%205%20nous%20poursuivons%20aux%20Etats%2DUnis%20sont%20similaires%3A%20la%20campagne%20pr%E9sidentielle%20battant%20d%E9j%E0%20son%20plein%2C%20nous%20sommes%20en%20contact%20aussi%20bien%20avec%20des%20repr%E9sentants%20du%20parti%20d%E9mocrate%20que%20du%20parti%20r%E9publicain%2E%20Enfin%2C%20nous%20organisons%20des%20s%E9ances%20d%27information%20et%20des%20r%E9unions%20r%E9guli%E8res%20outre%2DAtlantique%20et%20en%20Suisse%2E%20L%27Union%20europ%E9enne%20a%20s%E9v%E8rement%20critiqu%E9%20la%20politique%20fiscale%20suisse%2C%20en%20particulier%20les%20r%E9gimes%20fiscaux%20cantonaux%2C%20en%20d%E9but%20d%27ann%E9e%2E%20Est%2Dce%20l%E0%20un%20signe%20de%20la%20d%E9gradation%20des%20relations%20avec%20l%27UE%2C%20voire%20la%20fin%20de%20la%20voie%20bilat%E9rale%3F%20Pour%20terminer%2C%20parlons%20de%20l%27Asie%2E%20Les%20centres%20financiers%20asiatiques%20connaissent%20actuellement%20une%20forte%20croissance%2E%20L%27Asie%20est%2Delle%20sur%20le%20point%20de%20devancer%20la%20Suisse%3F%20Absolument%20pas%21%20Il%20ne%20faut%20surtout%20pas%20m%EAler%20ces%20deux%20dossiers%2E%20En%20ce%20qui%20concerne%20les%20discussions%20relatives%20au%20r%E9gime%20fiscal%20des%20cantons%2C%20la%20critique%20porte%20sur%20la%20politique%20fiscale%20de%20la%20Suisse%2E%20C%27est%20donc%20la%20souverainet%E9%20de%20la%20Suisse%20en%20tant%20qu%27Etat%20ind%E9pendant%20que%20l%27UE%20met%20en%20cause%2E%20Il%20sied%20de%20rappeler%20clairement%20%E0%20Bruxelles%2C%20comme%20le%20fait%20%E0%20juste%20titre%20le%20Conseil%20f%E9d%E9ral%2C%20que%20notre%20politique%20fiscale%20nationale%20repose%20sur%20une%20juridiction%20d%E9mocratique%20et%20f%E9d%E9rale%2C%20qui%20a%20%E9t%E9%20approuv%E9e%20par%20le%20peuple%20suisse%2E%20Il%20ne%20s%27agit%20en%20aucun%20cas%20de%20r%E9gimes%20de%20faveurs%20ou%20de%20discriminations%2C%20comme%20on%20a%20pu%20le%20lire%20dans%20la%20presse%2E%20L%27UE%20en%20est%20d%27ailleurs%20tout%20%E0%20fait%20consciente%2E%20Cela%20dit%2C%20ce%20th%E8me%20n%27a%20rien%20%E0%20voir%20avec%20la%20voie%20bilaterale%20comme%20par%20exemple%20l%27Accord%20sur%20la%20retenue%20d%27imp%F4t%20UE%2E%20Ce%20dernier%20constitue%20une%20offre%20g%E9n%E9reuse%20de%20la%20Suisse%20qui%20se%20charge%20de%20pr%E9lever%20les%20imp%F4ts%20vers%E9s%20par%20les%20banques%20suisses%20%E0%20des%20ressortissantes%20et%20ressortissants%20communautaires%20et%20de%20les%20verser%20aux%20autorit%E9s%20fiscales%20comp%E9tentes%20de%20l%27UE%2E%20Ce%20syst%E8me%20fonctionne%20puisque%20le%20premier%20versement%20a%20pu%20%EAtre%20effectu%E9%20l%27ann%E9e%20derni%E8re%20comme%20convenu%2E%20La%20Suisse%20a%20donc%20respect%E9%20toutes%20ses%20obligations%20contractuelles%20d%E9coulant%20de%20cet%20accord%2E%20Bien%20que%20l%27Asie%20croisse%20%E0%20un%20rythme%20plus%20soutenu%20que%20l%27Europe%20et%20que%20de%20plus%20en%20plus%20de%20ses%20ressortissants%20fortun%E9s%20souhaitent%20g%E9rer%20leur%20argent%20dans%20cette%20r%E9gion%2C%20la%20Suisse%20reste%20le%20leader%20sur%20le%20march%E9%20mondial%2C%20avec%20des%20actifs%20sous%20gestion%20%E0%20hauteur%20de%20quelque%204900%20milliards%20de%20CHF%2C%20dont%2060%25%20proviennent%20de%20l%27%E9tranger%2E%20A%20titre%20de%20comparaison%2C%20Singapour%20g%E8re%2010%20fois%20moins%20d%27actifs%2E%20Je%20vois%20l%27Asie%20comme%20une%20chance%20pour%20les%20banques%20suisses%20et%20nombreuses%20sont%20celles%20qui%20se%20sont%20d%E9j%E0%20%E9tablies%20avec%20succ%E8s%20sur%20ces%20nouveaux%20march%E9s%2E%20L%27Association%20suisse%20des%20banquiers%20y%20est%20%E9galement%20active%2E%20Gr%E2ce%20aux%20excellents%20contacts%20que%20nous%20avons%20su%20nouer%20dans%20la%20r%E9gion%2C%20nous%20partirons%20cette%20ann%E9e%20encore%20%E0%20P%E9kin%2C%20Shanghai%2C%20Hong%20Kong%20et%20Singapour%2E%20Pour%20la%20premi%E8re%20fois%2C%20nous%20nous%20rendrons%20aussi%20%E0%20Bombay%20et%20%E0%20New%20Dehli%2E%20Le%20dialogue%20avec%20des%20repr%E9sentants%20haut%20plac%E9s%20des%20minist%E8res%20des%20finances%2C%20des%20autorit%E9s%20de%20surveillance%2C%20des%20associations%20bancaires%20locales%20et%20des%20ambassadeurs%20suisses%20sur%20place%20nous%20permet%20d%27aborder%20aussi%20les%20aspects%20juridiques%20et%20r%E9glementaires%20propres%20aux%20banques%20suisses%20et%20d%27informer%20nos%20membres%20en%20cons%E9quence%2E%20Et%20enfin%2C%20le%20contact%20avec%20les%20m%E9dias%20sur%20place%20permet%20de%20promouvoir%20le%20label%20SwissBanking%20dans%20la%20r%E9gion%20asiatique%21%20Ce%20que%20Claude%2DAlain%20Margelisch%20pense%20du%20Piano%2C%20ski%20et%20tennis%20%2E%2E%2E%20le%20moyen%20id%E9al%20de%20d%E9compresser%20Valais%20%2E%2E%2E%20la%20patrie%2C%20le%20vin%20et%20le%20soleil%20Service%20militaire%20%2E%2E%2E%20l%27exp%E9rience%20humaine%20et%20la%20responsabilit%E9%20SwissBanking%20goes%20to%20China%20In%20recent%20years%20the%20SwissBanking%20contacts%20with%20China%20have%20been%20increasing%20dramatically%2E%20Since%202000%20over%20a%20dozen%20Chinese%20delegations%20have%20visited%20SwissBanking%2C%20ranging%20from%20lawyers%20from%20the%20People%27s%20Bank%20of%20China%20studying%20Swiss%20antimoney%20laundering%20measures%20%28November%202000%29%20to%20a%20large%20delegation%20of%20rural%20credit%20cooperative%20bankers%20learning%20about%20rural%20and%20cooperative%20banking%20in%20Switzerland%20%28July%202006%29%2E%20Modern%20methods%20of%20handling%20credit%20risk%20and%20managing%20non%2Dperforming%20loans%20are%20also%20popular%20subjects%20for%20visiting%20Chinese%20bankers%2E%20The%20traffic%20is%20not%20one%20way%2C%20and%20China%20now%20features%20regularly%20on%20the%20list%20of%20overseas%20destinations%20for%20SwissBanking%20lobbying%20and%20fact%2Dfinding%20delegations%2E%20SwissBanking%20Chairman%20Pierre%20Mirabaud%20started%20the%20ball%20rolling%20with%20a%20visit%20to%20China%20in%20November%202005%20where%20he%20met%20Cheng%20Siwei%2C%20ViceChairman%20of%20the%20National%20People%27s%20Congress%2C%20Ling%20Xinyuan%2C%20Chairman%20of%20Beijing%20Securities%20as%20well%20as%20senior%20representatives%20of%20the%20Bank%20of%20China%20and%20the%20China%20Construction%20Bank%2E%20SwissBanking%20returned%20with%20a%20larger%20delegation%20in%20May%202006%20for%20meetings%20with%20the%20China%20Banking%20Regulatory%20Commission%2C%20the%20People%27s%20Bank%20of%20China%2C%20the%20China%20Banking%20Association%2C%20the%20Swiss%20ambassador%2C%20representatives%20of%20Swiss%20banks%20in%20China%20%28UBS%2C%20Credit%20Suisse%20and%20ZKB%29%20and%20also%20the%20Shanghai%20Stock%20Exchange%2E%20The%20next%20visit%20to%20China%20is%20scheduled%20for%20October%202007%20and%20the%20delegation%20will%20continue%20the%20dialogue%20with%20the%20Chinese%20regulators%20and%20the%20central%20bank%20and%20also%20hear%20the%20latest%20about%20operating%20conditions%20for%20foreign%20banks%20in%20China%20from%20representatives%20of%20Swiss%20banks%20stationed%20there%2E%20james%2Enason%40sba%2Ech%20LFINMA%20%AD%20Situazione%20in%20parlamento%20Questa%20primavera%20il%20Consiglio%20nazionale%20ha%20discusso%20la%20LFINMA%20%28v%2E%20insight%201%2F06%2C%20pag%2E%202%29%2E%20Attualmente%20la%20discussione%20%E8%20in%20corso%20al%20Consiglio%20degli%20Stati%2E%20Di%20seguito%20trovate%20una%20retrospettiva%20delle%20decisioni%20importanti%20prese%20dal%20Consiglio%20nazionale%2E%20%B7%20In%20caso%20di%20attivit%E0%20internazionali%2C%20l%60autorit%E0%20di%20vigilanza%20%28FINMA%29%20deve%20considerare%20%ABgli%20interessi%20della%20piazza%20finanziaria%20Svizzera%BB%2E%20%B7%20%ABAttivit%E0%20di%20grande%20portata%BB%20decise%20dal%20Consiglio%20di%20amministrazione%20della%20FINMA%20sono%20soprat%2D%20tutto%20quelle%20correlate%20alla%20%ABreputazione%20della%20piazza%20finanziaria%BB%2E%20%B7%20La%20FINMA%20deve%20essere%20suddivisa%20in%20%ABsettori%20specialistici%BB%20senza%20ostacolare%20le%20sinergie%20desiderate%20della%20fusione%20delle%20autorit%E0%2E%20%B7%20%ABLa%20FINMA%20assume%20il%20proprio%20personale%20con%20status%20di%20diritto%20pubblico%BB%3B%20a%20nostro%20avviso%20ci%F2%20%E8%20deplorevole%2C%20poich%E9%20in%20questo%20modo%20si%20restringe%20lo%20spazio%20di%20manovra%20dell%27autorit%E0%20sul%20mercato%20del%20lavoro%2E%20Le%20banche%20necessitano%20infatti%20di%20una%20vigilanza%20rapida%20e%20tecnicamente%20competente%2C%20motivo%20per%20il%20quale%20il%20Consiglio%20federale%20aveva%20previsto%20contratti%20di%20lavoro%20di%20diritto%20privato%2E%20%B7%20%C8%20stato%20ampliato%20il%20diritto%20della%20FINMA%20di%20rifiutare%20la%20divulgazione%20di%20informazioni%20a%20organi%20di%20perseguimento%20penale%2E%20Il%20%ABno%BB%20della%20FINMA%20deve%20essere%20possibile%20non%20soltanto%20allo%20scopo%20di%20tutelare%20gli%20affari%20interni%20dell%27amministrazione%20pubblica%2C%20le%20procedure%20in%20corso%20o%20in%20generale%20a%20fini%20di%20vigilanza%2C%20ma%20anche%20qualora%20la%20divulgazione%20non%20fosse%20%ABconciliabile%20con%20gli%20obiettivi%20o%20gli%20scopi%20dell%27autorit%E0%20di%20vigilanza%20sui%20mercati%20finanziari%BB%2E%20christoph%2Ewinzeler%40sba%2Ech%20insight%201%5F07%20 %20%206%20Thomas%20J%2E%20Jordan%2C%20Mitglied%20des%20Direktoriums%20der%20Schweizerischen%20Nationalbank%20%ABIl%20successo%20svizzero%20suscita%20invidia%BB%20Urs%2E%20Ph%2E%20Roth%20im%20Corriere%20del%20Ticino%20vom%2015%2E%20M%E4rz%202007%20Stabiles%20und%20effizientes%20Bankensystem%20als%20Voraussetzung%20f%FCr%20eine%20erfolgreiche%20Geldpolitik%20Als%20unabh%E4ngige%20Zentralbank%20hat%20die%20Schweizerische%20Nationalbank%20%28SNB%29%20den%20verfassungsm%E4ssigen%20Auftrag%2C%20die%20Geld%2D%20und%20W%E4hrungspolitik%20im%20Gesamtinteresse%20des%20Landes%20zu%20f%FChren%2E%20Ihr%20Hauptziel%20ist%20die%20Wahrung%20der%20Preisstabilit%E4t%2E%20Damit%20leistet%20die%20SNB%20einen%20wesentlichen%20Beitrag%20zur%20Entwicklung%20der%20schweizerischen%20Wirtschaft%2E%20Die%20Gesch%E4ftsbanken%20spielen%20bei%20der%20erfolgreichen%20Umsetzung%20der%20Geldpolitik%20der%20SNB%20eine%20entscheidende%20Rolle%2E%20Die%20SNB%20setzt%20ihre%20geldpolitischen%20Absichten%20durch%20die%20Steuerung%20der%20kurzfristigen%20Geldmarkts%E4tze%20um%2E%20Bei%20der%20%DCbertragung%20der%20geldpolitischen%20Impulse%20von%20den%20kurzfristigen%20Geldmarktzinsen%20auf%20die%20l%E4ngerfristigen%20Kapitalmarkts%E4tze%2C%20die%20die%20Konsum%2D%20und%20Investitionsentscheidungen%20und%20somit%20die%20Entwicklung%20der%20Wirtschaft%20beeinflussen%2C%20ist%20das%20Bankensystem%20in%20zweierlei%20Hinsicht%20massgeblich%20beteiligt%2E%20Einerseits%20tr%E4gt%20das%20Bankensystem%20zu%20einer%20unverzerrten%20Preisbildung%20an%20den%20Finanzm%E4rkten%20bei%2E%20Durch%20Arbitragetransaktionen%20werden%20Preisineffizienzen%20vermindert%20und%20%F6konomisch%20ad%E4quate%20Knappheitssignale%20vermittelt%2E%20Andererseits%20haben%20die%20Banken%20eine%20zentrale%20Funktion%20bei%20der%20Allokation%20von%20Ressourcen%2E%20Durch%20die%20Entgegennahme%20von%20Depositen%20und%20die%20Vergabe%20von%20Krediten%20beeinflussen%20sie%20die%20Spar%2D%20und%20Investitionst%E4tigkeit%20der%20Unternehmen%20und%20Haushalte%2E%20Ein%20effizientes%20und%20wettbewerbsf%E4higes%20Bankensystem%20erh%F6ht%20somit%20die%20Wirksamkeit%20der%20Geldpolitik%2E%20Neben%20der%20Preisstabilit%E4t%20hat%20die%20SNB%20den%20gesetzlichen%20Auftrag%2C%20zur%20Stabilit%E4t%20des%20Finanzsystems%20beizutragen%2E%20Nur%20mit%20einem%20stabilen%20Bankensystem%2C%20das%20allf%E4llige%20Schocks%20abzufedern%20vermag%2C%20kann%20die%20SNB%20ihre%20geldpolitischen%20Ziele%20auch%20in%20turbulenten%20Zeiten%20erreichen%2E%20Mit%20der%20zunehmenden%20Komplexit%E4t%20des%20Finanzsystems%20hat%20die%20Bedeutung%20der%20Systemstabilit%E4t%20f%FCr%20die%20SNB%20in%20letzter%20Zeit%20stark%20zugenommen%2E%20Stabilit%E4t%2C%20Effizienz%20und%20Wettbewerbsf%E4higkeit%20des%20Schweizer%20Bankensystems%20tragen%20wesentlich%20zum%20Erfolg%20der%20Geldpolitik%20bei%20und%20sind%20deshalb%20f%FCr%20die%20SNB%20zentrale%20Anliegen%2E%20www%2Esnb%2Ech%20%ABWenn%20wir%20die%20Qualit%E4t%20der%20Regulierung%20verbessern%2C%20geniesst%20sie%20im%20Ausland%20eine%20h%F6here%20Anerkennung%2C%20was%20wiederum%20unsere%20Position%20im%20internationalen%20Wettbewerb%20steigert%2E%BB%20Thomas%20Sutter%20in%20der%20HandelsZeitung%20vom%207%2E%20M%E4rz%202007%20%ABWenn%20wir%20das%20steuerlich%20nicht%20hinkriegen%2C%20kommt%20keine%20Private%2DEquityGesellschaft%20in%20die%20Schweiz%2E%BB%20Urs%20Ph%2E%20Roth%20im%20Bund%20vom%2015%2E%20Februar%202007%20%ABAber%20entscheidend%20ist%2C%20dass%20Firmen%20in%20der%20Schweiz%20so%20gute%20Bedingungen%20vorfinden%2C%20dass%20sie%20gar%20nicht%20anders%20k%F6nnen%2C%20als%20ihren%20Standort%20hier%20zu%20haben%2E%BB%20Thomas%20Sutter%2C%20Cash%20vom%201%2E%20Februar%202007%20%ABWe%20believe%20Basel%20II%20will%20not%20make%20such%20a%20big%20bang%20in%20Switzerland%20as%20it%20might%20perhaps%20make%20in%20some%20other%20countries%2E%20We%20do%20not%20expect%20it%20to%20cause%20a%20credit%20crunch%20or%20make%20loans%20much%20more%20expensive%20in%20Switzerland%2E%BB%20James%20Nason%2C%20swissinfo%20vom%205%2E%20Januar%202007%20%ABSelon%20moi%2C%20il%20est%20encore%20plus%20grave%20que%2C%20sous%20le%20pr%E9texte%20de%20vouloir%20lutter%20contre%20le%20terrorisme%2C%20le%20respect%20de%20la%20sph%E8re%20priv%E9e%20individuelle%20fasse%20l%60objet%20de%20pressions%20dans%20pratiquement%20tous%20les%20pays%2E%20Il%20s%60agit%20ici%20de%20respecter%20le%20plus%20%E9quitablement%20possible%20les%20deux%20droits%20fondamentaux%20que%20sont%20la%20s%E9curit%E9%20et%20la%20sph%E8re%20priv%E9e%2E%BB%20Pierre%20G%2E%20Mirabaud%20dans%20la%20HandelsZeitung%20du%203%20janvier%202007%20insight%201%5F07%20 %20%207%20Neues%20Bundesgesetz%20%FCber%20die%20kollektiven%20Kapitalanlagen%20Das%20Bundesgesetz%20%FCber%20die%20kollektiven%20Kapitalanlagen%20%28KAG%29%20sowie%20die%20entsprechende%20Verordnung%20des%20Bundesrates%20sind%20am%201%2E%20Januar%202007%20in%20Kraft%20getreten%2E%20SwissBanking%20misst%20den%20Rahmenbedingungen%20im%20Bereich%20des%20Asset%20Management%20grosse%20Bedeutung%20bei%2E%20Sie%20hat%20sich%20daher%20vor%20allem%20mit%20der%20Swiss%20Funds%20Association%20und%20der%20SWX%20f%FCr%20eine%20flexible%20und%20dynamische%20Gesetzgebung%20der%20kollektiven%20Kapitalanlagen%20eingesetzt%2E%20Neben%20den%20strukturierten%20Produkten%20hat%20SwissBanking%20insbesondere%20Stellung%20bezogen%20zur%20Definition%20der%20Begriffe%20%AB%F6ffentliche%20Werbung%BB%20und%20%ABqualifizierter%20Anleger%BB%20sowie%20zu%20den%20Kommanditgesellschaften%20f%FCr%20kollektive%20Kapitalanlagen%2E%20Dabei%20wurde%20stets%20die%20Zielsetzung%20verfolgt%2C%20einerseits%20den%20Absatz%20kollektiver%20Kapitalanlagen%20zu%20f%F6rdern%20und%20andererseits%20die%20Schaffung%20von%20Kommanditgesellschaften%20f%FCr%20kollektive%20Kapitalanlagen%20zu%20beg%FCnstigen%2E%20Der%20Begriff%20der%20%AB%F6ffentlichen%20Werbung%BB%20ist%20f%FCr%20die%20ausl%E4ndischen%20kollektiven%20Kapitalanlagen%20und%20die%20internen%20Sonderverm%F6gen%20von%20grosser%20Bedeutung%2E%20Werbung%2C%20welche%20sich%20ausschliesslich%20an%20qualifizierte%20Anleger%20richtet%2C%20wird%20nicht%20als%20%AB%F6ffentliche%20Webung%BB%20im%20Sinne%20des%20Gesetzes%20betrachtet%2E%20Dasselbe%20gilt%20f%FCr%20die%20Publikation%20von%20Preisen%2C%20Kursen%2C%20Inventarwerten%20und%20Fiskalangaben%2C%20sofern%20diese%20keine%20Kontaktangaben%20enthalten%2E%20Verm%F6gende%20Privatpersonen%2C%20die%20%FCber%20direkte%20oder%20indirekte%20Finanzanlagen%20von%20mindestens%202%20Mio%2E%20CHF%20verf%FCgen%2C%20werden%20neu%20als%20qualifizierte%20Anleger%20definiert%2E%20Die%20im%20Entwurf%20zur%20Verordnung%20vorgesehene%20Limite%20von%205%20Mio%2E%20CHF%20wurde%20also%20deutlich%20gesenkt%2E%20Schliesslich%20wurde%20die%20Anzahl%20Kommandit%E4re%2C%20die%20f%FCr%20die%20Gr%FCndung%20einer%20Kommanditgesellschaft%20f%FCr%20kollektive%20Kapitalanlagen%20vorgesehen%20ist%2C%20auf%20f%FCnf%20reduziert%2E%20Zudem%20k%F6nnen%20diese%20Gesellschaften%20neu%20auch%20in%20alternative%20Anlagen%20investieren%2E%20Was%20das%20Steuerregime%20betrifft%2C%20m%FCssen%20nach%20der%20Einsch%E4tzung%20von%20SwissBanking%20noch%20deutliche%20Verbesserungen%20angebracht%20werden%20%28siehe%20Editorial%20von%20Pierre%20G%2E%20Mirabaud%20der%20vorliegenden%20Ausgabe%20von%20insight%29%2E%20mireille%2Etissot%40sba%2Ech%20Vernehmlassungen%205%2E%201%2E%202007%20%B7%20Ordonnance%20sur%20les%20aides%20financi%E8res%20aux%20organisations%20de%20cautionnement%20en%20faveur%20des%20petites%20et%20moyennes%20entreprises%20%28DFE%29%209%2E%201%2E%202007%20%B7%20Parlamentarische%20Initiative%20%28Pa%2EIv%2E%29%20Schutz%20der%20Bev%F6lkerung%20und%20der%20Wirtschaft%20vor%20dem%20Passivrauchen%20%28Parlament%29%2020%2E%202%2E%202007%20%B7%20Kopenhagen%2DProzess%20%2F%20Vernehmlassung%20der%20EU%20zu%20einem%20europ%E4ischen%20Leistungspunktesystem%20f%FCr%20die%20Berufsbildung%20%28ECVET%29%20%28BBT%29%2013%2E%202%2E%202007%20%B7%20Anh%F6rung%20zur%20Umsetzung%20der%20revidierten%20GAFI%2DEmpfehlungen%20%28EFD%29%2028%2E%202%2E%202007%20%B7%20Revision%20des%20Bundesgesetzes%20%FCber%20die%20Unfallversicherung%20%28UVG%29%20%28EDI%29%2018%2E%205%2E%202007%20%B7%20%C4nderung%20der%20Datenschutzverordnung%20%28VDSG%2C%20SR%20235%2E11%29%3B%20Verordnung%20%FCber%20die%20Datenschutzzertifizierungen%20%28EJPD%29%2031%2E%205%2E%202007%20%B7%20Pa%2EIv%2E%20Einf%FChrung%20eines%20Finanzreferendums%20%28Parlament%29%2015%2E%206%2E%202007%20%B7%20Pa%2EIv%2E%20Steuerliche%20Behandlung%20von%20Instandstellungskosten%20bei%20Liegenschaften%20%28Parlament%29%2030%2E%206%2E%202007%20%B7%20Systementscheid%20bei%20Ehepaarbesteuerung%20%28EFD%29%2031%2E%207%2E%202007%20%B7%20Vereinfachung%20des%20Bundesgesetzes%20%FCber%20die%20Mehrwertsteuer%20%28EFD%29%20www%2Eswissbanking%2Eorg%2Fvernehmlassungen%20Strukturierte%20Produkte%3A%20neue%20Selbstregulierung%20Das%20neue%20Bundesgesetz%20%FCber%20die%20kollektiven%20Kapitalanlagen%20%28KAG%29%20schreibt%20ausdr%FCcklich%20vor%2C%20dass%20strukturierte%20Produkte%20in%20der%20Schweiz%20oder%20von%20der%20Schweiz%20aus%20nur%20dann%20%F6ffentlich%20angeboten%20werden%20d%FCrfen%2C%20wenn%20sie%20von%20Banken%2C%20Versicherungen%20und%20Effektenh%E4ndlern%20schweizerischen%20Rechts%20oder%20ausl%E4ndischen%20Instituten%20mit%20gleichwertiger%20Aufsicht%20ausgegeben%2C%20garantiert%20oder%20vertrieben%20werden%2E%20Zus%E4tzlich%20verlangt%20das%20Gesetz%2C%20dass%20ein%20vereinfachter%20Prospekt%20jeder%20interessierten%20Person%20bei%20Emission%20des%20Produktes%20beziehungsweise%20bei%20Vertragsabschluss%20kostenlos%20anzubieten%20ist%2E%20Die%20Anforderungen%20an%20den%20vereinfachten%20Prospekt%20sind%20in%20Selbstregulierung%20zu%20konkretisieren%2E%20SwissBanking%20hat%20daher%20%ABRichtlinien%20%FCber%20die%20Information%20der%20Anlegerinnen%20und%20Anleger%20zu%20strukturierten%20Produkten%BB%20erarbeitet%2E%20Die%20Richtlinien%20enthalten%20eine%20Auflistung%20der%20Pflichtangaben%2C%20die%20der%20vereinfachte%20Prospekt%20k%FCnftig%20vorsehen%20muss%20%28Mindeststandards%29%2E%20Diese%20beziehen%20sich%20namentlich%20auf%20den%20Emittenten%2C%20den%20Valor%2C%20die%20Fixierungs%2D%2C%20Liberierungs%2D%2C%20Verfall%2D%20und%20R%FCckzahlungsmodalit%E4ten%20sowie%20auf%20die%20Risiken%20f%FCr%20die%20Anlegerin%20und%20den%20Anleger%2E%20Um%20die%20Rechtssicherheit%20zu%20verst%E4rken%2C%20informieren%20die%20Richtlinien%20auch%20%FCber%20die%20Umschreibung%20der%20strukturierten%20Produkte%20und%20ihre%20Abgrenzung%20gegen%FCber%20anderen%20Anlageinstrumenten%2E%20Die%20strukturierten%20Produkte%20m%FCssen%20nicht%20nur%20von%20den%20kollektiven%20Kapitalanlagen%20im%20Sinne%20des%20KAG%2C%20sondern%20auch%20von%20anderen%20Anlageformen%2C%20die%20nicht%20dem%20KAG%20unterstehen%2C%20unterschieden%20werden%2E%20Hier%20sind%20namentlich%20die%20Optionsgesch%E4fte%20zu%20erw%E4hnen%2E%20Die%20Richtlinien%20treten%20per%201%2E%20Juli%202007%20in%20Kraft%2E%20Eine%20R%FCckwirkung%20auf%20fr%FCher%20emittierte%20Produkte%20findet%20nicht%20statt%2E%20Die%20Richtlinien%20stehen%20auf%20www%2Eswissbanking%2Eorg%20zur%20Verf%FCgung%2E%20mireille%2Etissot%40sba%2Ech%20insight%201%5F07%20 %20%20Agenda%2019%2E%20Januar%202007%20SBVg%20Seminar%20zum%20neuen%20Bundesgesetz%20%FCber%20die%20kollektiven%20Kapitalanlagen%20%28KAG%29%2C%20Z%FCrich%2023%2E%20Januar%202007%20SBVg%20Seminar%20MiFID%20%AD%20Wie%20sind%20Schweizer%20Banken%20betroffen%3F%2C%20Basel%2025%2E%20Januar%202007%20S%E9minaire%20ASB%20sur%20les%20nouvelles%20RUU%20600%20de%20la%20CCI%2C%20Z%FCrich%202%2E%20Februar%202007%20CESR%20Hearing%20zur%20MiFID%2DImplementierung%2C%20Paris%207%2E%20Februar%202007%20Pressegespr%E4ch%20mit%20APES%2C%20Genf%208%2E%20Februar%202007%20Mitgliederversammlung%20Schweizer%20IFA%20%28International%20Fiscal%20Association%29%2C%20Basel%209%2E%20Februar%202007%20Hintergrundgespr%E4ch%20mit%20Wirtschaftsredaktoren%2C%20Z%FCrich%2011%2E%20%AD%2013%2E%20Februar%202007%20European%20Tax%20Summit%202007%2C%20Montreux%2012%2E%20Februar%202007%20SBC%20mit%20Regierungsrat%20Hanspeter%20Gass%2C%20Basel%2022%2E%20Februar%202007%20SBC%20mit%20Regierungsrat%20Andreas%20Rickenbacher%2C%20Bern%2026%2E%20%2F%2027%2E%20Februar%202007%20IFA%20Landesgruppentreffen%20USA%2FIRL%2FCH%2C%20New%20York%204%2E%20%AD%208%2E%20M%E4rz%202007%20Treffen%20mit%20US%20Regularoren%2C%20Parlamentariern%20und%20Vertretern%20der%20Finanzwirtschaft%2C%20Washington%209%2E%20M%E4rz%202007%20SBVg%20Infoveranstaltungan%20Mittelschulen%2C%20Sion%2013%2E%20M%E4rz%202007%20Treffen%20mit%20British%20Bankers%20Association%20%28BBA%29%2C%20London%2014%2E%20M%E4rz%202007%20SBC%20mit%20Urs%20Ph%2E%20Roth%2C%20Lugano%2015%2E%20M%E4rz%202007%20Treffen%20mit%20Liechtensteiner%20Bankenverband%2C%20Vaduz%2020%2E%20M%E4rz%202007%20SBVg%20Seminar%20Steuern%20und%20Wertschriften%2C%20Z%FCrich%2022%2E%20M%E4rz%202007%20CIV%2DOECD%20Internal%20Meeting%2C%20Thun%2023%2E%20M%E4rz%202007%20SBVg%20Seminar%20Steuern%20und%20Wertschriften%2C%20Genf%2026%2E%20M%E4rz%202007%20Discussion%20avec%20l%60Ass%2E%20suisse%20des%20locataires%2C%20Z%FCrich%2029%2E%20M%E4rz%202007%20Pr%E4sentation%2C%20Studenten%20aus%20Stuttgart%2C%20Basel%2030%2E%20M%E4rz%202007%20Accounts%20Committee%2C%20European%20Banking%20Federation%20%28EBF%29%2C%20Paris%2030%2E%20M%E4rz%202007%20SBVg%20Seminar%20MiFID%20%AD%20Wie%20sind%20Schweizer%20Banken%20betroffen%3F%20Genf%2011%2E%20April%202007%20SBC%20mit%20Cheftrainer%20Christian%20Gross%2C%20Basel%2016%2E%20April%202007%20Treffen%20Treuhand%2DKammer%20%2F%20SBVg%2C%20Z%FCrich%2017%2E%20April%202007%20GV%20Holding%2D%20und%20Finanzgesellschaften%2C%20Z%FCrich%2018%2E%20April%202007%20VSB%2DForum%20der%20SBVg%2C%20Z%FCrich%2025%2E%20April%202007%20SBVg%20Seminar%20Zahlungsverkehr%2C%20Z%FCrich%203%2E%20Mai%202007%20Forum%20SRO%20Geldw%E4schereigesetz%2C%20Zug%203%2E%20%2F%204%2E%20Mai%202007%20Treffen%20mit%20D%2DBankenombudsman%2C%20Berlin%203%2E%20%AD%205%2E%20Mai%202007%205%20L%E4nder%2DTreffen%2C%20Lausanne%209%2E%20%AD%2011%2E%20Mai%202007%20OECD%20Collective%20Investment%20Vehicles%20%28CIV%29%20Working%20Group%2C%20London%2021%2E%20Mai%202007%20S%E9minaire%20ASB%20SWIFT%2C%20Z%FCrich%209%2E%20Mai%202007%20Lobbying%20%AD%20Reise%2C%20Berlin%2015%2E%20Mai%202007%20Anlass%20des%20Forums%20Finanzplatz%20Schweiz%2C%20Neuch%E2tel%2016%2E%20Mai%202007%20Lobbying%20%AD%20Reise%2C%20Louxembourg%2023%2E%20Mai%202007%20SBC%20mit%20NZZ%20Chefredaktor%20Markus%20Spillmann%2C%20Z%FCrich%2024%2E%20Mai%202007%20Swiss%20Compliance%20Officers%20Meeting%2C%20Z%FCrich%2024%2E%20Mai%202007%20S%E9ance%20du%20%ABAdvisory%20Committee%BB%2C%20seco%2C%20Bern%201%2E%20Juni%202007%20Luxembourg%20Financial%20Forum%2C%20Luxembourg%204%2E%20%AD%206%2E%20Juni%202007%20OECD%20Collective%20Investment%20Vehicles%20%28CIV%29%20Working%20Group%2C%20Washington%2011%2E%20%2F%2012%2E%20Juni%202007%20Lobbying%2DReise%2C%20Paris%2011%2E%20%2F%2012%2E%20Juni%202007%20Journalistenseminar%20der%20SBVg%2C%20Bern%2026%2E%20Juni%202007%20Swiss%20Financial%20Center%20Watch%20%28SFCW%29%2C%20Stakeholder%2DTreffen%2C%20Z%FCrich%20Jean%2DMarc%20Felix%2C%20Leiter%20Kommunikation%2C%20Mitglied%20der%20Gesch%E4ftsleitung%2C%20Schweizerische%20Bankiervereinigung%20Portrait%20Unter%20der%20Leitung%20von%20Jean%2DMarc%20Felix%20betreibt%20SwissBanking%20mit%20einem%20neunk%F6pfigen%20Team%20eine%20moderne%20und%20aktive%20Kommunikationspolitik%2E%20Die%20nationale%20und%20internationale%20Kommunikation%20ist%20heute%20eine%20der%20tragenden%20S%E4ulen%20im%20Aufgabenportefeuille%20von%20SwissBanking%2E%20Ein%20Team%20von%20neun%20Personen%20k%FCmmert%20sich%20im%20Rahmen%20eines%20vom%20Verwaltungsrat%20verabschiedeten%20Konzeptes%20um%20einen%20starken%20und%20professionellen%20Auftritt%20von%20SwissBanking%2E%20Die%20Kommunikationsaktivit%E4ten%20von%20SwissBanking%20richten%20sich%20an%20ein%20sehr%20breites%20Publikum%3A%20Medien%20und%20Beh%F6rden%20im%20In%2D%20und%20Ausland%2C%20Bankenvertreter%2C%20Opinion%20Leaders%2C%20Politiker%2C%20Sch%FCler%20und%20Studen%2D%20ten%20und%20nat%FCrlich%20die%20breite%20%D6ffentlichkeit%2E%20Mit%20den%20Mediensprechern%20Thomas%20Sutter%20%28Leiter%20Kommunikation%20Schweiz%29%2C%20James%20Nason%20%28Leiter%20Kommunikation%20International%29%20und%20Alain%20Bichsel%20%28Schweiz%29%20ist%20eine%20m%F6glichst%20vollst%E4ndige%20Abdeckung%20von%20Medienkontakten%20gew%E4hrleistet%2E%20Ebenso%20wichtig%20ist%20der%20Kontakt%20zu%20den%20Mitgliedern%20von%20SwissBanking%2E%20Also%20zu%20den%20Bankiers%2E%20Unter%20dem%20Label%20%ABSwiss%20Bankers%27%20Club%BB%20organisiert%20SwissBanking%20informelle%20Anl%E4sse%20in%20der%20ganzen%20Schweiz%2E%20Ein%20gutes%20Image%20l%E4sst%20sich%20aber%20nicht%20nur%20%FCber%20Medien%20oder%20Bankiers%20aufbauen%2E%20So%20organisiert%20die%20Kommunikation%20von%20SwissBanking%20regelm%E4ssige%20Treffen%2C%20Aussprachen%20und%20LobbyingAktivit%E4ten%20im%20In%2D%20und%20Ausland%2E%20Dabei%20richtet%20sie%20sich%20prim%E4r%20an%20Vertreter%20von%20Beh%F6rden%2C%20Verb%E4nden%2C%20Regierungen%20und%20weitere%20Opinion%20Leaders%2E%20Im%20Verlauf%20der%20Jahre%20hat%20sich%20die%20Kommunikation%20von%20SwissBanking%20der%20globalen%20Expansion%20der%20Banken%20angepasst%2E%20Der%20gesamte%20Veranstaltungsbereich%20steht%20unter%20der%20organisatorischen%20Federf%FChrung%20von%20Aisha%20Wild%2E%20Ihres%20Zeichens%20Eventmanagerin%2E%20Es%20w%E4re%20falsch%2C%20anzunehmen%2C%20SwissBanking%20w%FCrde%20sich%20nur%20um%20Medien%20oder%20hochdekorierte%20Personen%20k%FCmmern%2E%20Ganz%20im%20Gegenteil%2C%20SwissBanking%20beginnt%20die%20Kommunikation%20bereits%20auf%20der%20Stufe%20der%20Mittelschulen%2E%20Rund%2010%2Dmal%20pro%20Jahr%20finden%20in%20Gymnasien%20der%20ganzen%20Schweiz%20Informations%2D%20und%20Diskussionsveranstaltungen%20statt%2E%20Als%20Erg%E4nzung%20zu%20den%20aktiven%20Kommunikationsmassnahmen%20bietet%20SwissBanking%20eine%20F%FClle%20von%20aktuellen%20Publikationen%20an%2E%20Insbesondere%20die%20Website%20%28www%2Eswissbanking%2Eorg%29%20verdient%20Erw%E4hnung%2E%20Diese%20wurde%20Anfang%20des%20Jahres%20durch%20eine%20unabh%E4ngige%20Zeitschrift%20als%20zweitbester%20Verbandsauftritt%20der%20Schweiz%20bewertet%2E%20Ein%20Verdienst%20der%20Webverantwortlichen%20Alexandra%20Arni%2E%20Last%20but%20not%20least%20m%FCssen%20alle%20Aktivit%E4ten%20von%20SwissBanking%20klar%20auch%20als%20solche%20erkannt%20werden%2E%20Entsprechend%20mussten%20ein%20neues%20Corporate%20Design%20und%20eine%20neue%20Corporate%20Identity%20geschaffen%20werden%2E%20Jo%EBlle%20Reutener%20wacht%20mit%20Argusaugen%2C%20dass%20diese%20Richtlinien%20auch%20eingehalten%20werden%2E%20Das%20Support%20Team%20%28Marianne%20Oertle%20und%20Florian%20Roth%29%20leitet%20und%20unterst%FCtzt%20die%20zahlreichen%20Projekte%20und%20Veranstaltungen%20der%20SwissBanking%20Kommunikation%2E%20%ABNur%20durch%20eine%20aktive%20und%20kontinuierliche%20Kommunikation%20auf%20allen%20Ebenen%2C%20k%F6nnen%20wir%20die%20Interessen%20des%20Finanzplatzes%20Schweiz%20im%20Inund%20Ausland%20glaubw%FCrdig%20vertreten%BB%2C%20pr%E4zisiert%20Jean%2DMarc%20Felix%2E%20Neumitglieder%20Zwischen%20Oktober%202006%20und%20M%E4rz%202007%20wurden%20folgende%20Institute%20aufgenommen%3A%20%B7%20J%2E%2DPh%2E%2C%20F%2E%20%26%20E%2E%20Hottinger%20%26%20Co%2E%2C%20Z%FCrich%20%B7%20RAS%20Private%20Bank%20%28Suisse%29%20SA%2C%20Lugano%20%B7%20ACH%20Securities%20SA%2C%20Gen%E8ve%20%B7%20RBC%20Dexia%20Investor%20Services%20Bank%20S%2EA%2E%2C%20Strassen%2C%20Zweigniederlassung%20Z%FCrich%20%B7%20Lemanik%20S%2EA%2E%2C%20Lugano%20%B7%20InCore%20Bank%20AG%2C%20Z%FCrich%20insight%201%5F07%20 %20c210e95741c78eec4beefaf6caba511c9a3aa36dd670e36eb1fda0d6efbc3d91